Plan Today to Protect Your Loved Ones Tomorrow
Free, No-Obligation Funeral Planning to Ease the Burden on Your Family.
For Toledoans—especially our African-American neighbors over 50—facing the uncertainty and stress of an unplanned funeral, Final Expense Ins Group provides free, no-obligation advance funeral planning (with optional insurance) to document your final wishes and protect your family from emotional and financial burden.
Did you know?
The Facts About Funeral Planning That Most People Don’t Know.
Did you know there are over 150 pieces of personal information and decisions required to plan a funeral?
Did you know that 7 out of 10 families feel overwhelmed and unprepared when faced with planning a funeral for a loved one?
Did you know that most funeral arrangements must be made within 48 hours of a loved one’s passing?
Did you know that families may have to make over 75 difficult decisions when planning a funeral?
Did you know that disagreements among family members over funeral arrangements are common when no plan is in place?"
Don’t leave your loved ones with uncertainty. Start planning today to protect your family tomorrow.
Services
Free Advance Funeral Planning
Planning ahead for a funeral is one of the most loving gifts you can give your family. With our advance funeral planning, we make the process simple and stress-free:
Complimentary, no-obligation pre-planning services.
Peace of mind knowing your wishes are honored.
Protection for your loved ones from financial and emotional stress.
Flexible, Convenient Appointments
We understand that convenience matters. That’s why we offer flexible appointment options to meet your needs:
At the downtown Toledo Library.
In a hospital, nursing home, or care facility.
Online from the comfort of your home.
During this one-hour session, we’ll walk you through the pre-planning process step-by-step. Together, we’ll document your wishes and ensure you leave with peace of mind.
Note: This service is completely free, with no obligation to prepay or purchase. It’s simply an opportunity to plan ahead and explore your options.
Mission Statement
Emphasize your vendor coordination services, where you handle the selection and management of event vendors such as caterers, photographers, entertainers, and florists. Explain how your experience and industry connections help ensure clients receive top-notch services and stay within their budget.
Vision Statement
A community where planning your farewell is as natural as planning any other major life event—open, stigma-free, and driven by love. We aspire to be Toledo’s most trusted advocate and thought leader in advance funeral planning, normalizing end-of-life conversations, fostering peace of mind for every family, and leaving a legacy of empowerment for generations to come.
Testamonial
Zareth guided me through every step of the planning process. She made it simple and stress-free, taking a huge weight off my shoulders. Highly recommend!
Tasha M., Toledo, OH
I met with Zareth at the library, and her knowledge and calm demeanor made all the difference. I felt supported throughout the entire process.
James L., Perrysburg, OH
Zareth’s approach was exactly what I needed—no pressure, no stress. Just clear guidance and support. Thank you for everything!
Veda K., Sylvania, OH
Meet Zareth (Z) Gray
Z Gray
As a licensed life insurance professional in Toledo, I've seen firsthand how advance planning funeral arrangements can make a profound difference for families during their most difficult moments. That's why I'm volunteering my time to help our community prepare for life's only certainty.
Pre-planning your funeral is one of the most thoughtful gifts you can give your loved ones. When you take the time to make these arrangements now, you're providing:
Peace of Mind - Rest easy knowing your final wishes are documented and your family won't face difficult decisions during their time of grief.
Price Transparency - Know exactly what costs to expect, with no surprises or last-minute financial decisions for your family to make.
Support for Your Loved Ones - Ensure your family isn't left wondering what you would have wanted, allowing them to focus on healing rather than arranging details during their time of grief.
Preserved Independence - Maintain control over your legacy and final arrangements rather than leaving these important decisions to others.
Personalized Celebration - Design a service that truly reflects your life, values, and how you wish to be remembered.
I believe everyone deserves access to this important planning process, regardless of their financial situation. That's why I offer these consultations completely free of charge, with absolutely no obligation to purchase anything. My goal is simply to help our Toledo community become more prepared and informed about their options.
Let me volunteer my time to help you create a plan that brings security and comfort to you and your loved ones.
FAQS
Do you charge for helping with advanced funeral planning?
Not at all. Our guidance through the advanced funeral planning process is entirely free. We offer this service with no obligation, no cost, and no pressure to make a purchase—just personalized support to meet your needs.
How long does the appointment take?
Most appointments take about an hour. We’ll meet you at your chosen library branch in Toledo, online, or at another convenient location and guide you through the entire process step-by-step.
Do I have to prepay for funeral arrangements?
No, prepayment is not required. Our goal is to help you plan ahead so your wishes are documented. However, we’ll discuss all available options, including any prepayment benefits you may qualify for.
What if I’m not sure what I want yet?
That’s okay! Our team is here to provide information and answer your questions. This is a no-pressure, no-obligation process designed to help you explore your options and make decisions at your own pace.
Get In Touch
